Please Note: The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of actual loan repayments if available at the terms entered from a financial institution. This is being provided for you to plan your loan application. To use, enter the values for the Loan Amount (i.e. purchase price, tax, title, plate, ancillary products, etc.), the Loan Term in Months, and the estimated Interest Rate.  Once you've filled in these values, click the "Calculate" button to get your estimated Monthly Payment.  Generally speaking, your payment should be less than 25% of your gross monthly income.

 Calculate Monthly Payment
Loan Amount

Loan Term in Months

Interest Rate (e.g. 7.25)

Monthly Payment

       Enter only numeric values using decimal points where needed.

Now that you've got your payment budget calculated, you can move forward with a loan application if you're ready!

AutoSmart Algona  


1509 Hwy 169N
Algona, IA 50511
Phone (888)918-6733

AutoSmart Spirit Lake  


4105 Hwy 71 S.
Spirit Lake, IA 51360
Phone (888)923-7235

AutoSmart Fort Dodge  


7 S. 25th St.
Fort Dodge, IA 50501
Phone (888)920-6921